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Cummings Funeral Home, Inc. - Kane
151 Greeves St. 151 Greeves St.
Kane, PA
16735, USA
Cummings Funeral Home, Inc. - Mt. Jewett
10 E. Main St. 10 E. Main St.
Mt. Jewett, PA
16740, USA

Sam Cummings Jr. Licensed Funeral Director | Sam Cummings Sr. Licensed Funeral Director 

Frequently Asked

Frequently Asked Questions

Below is a list of questions and responses that we commonly receive at the funeral home. We will continue to include any new questions in this section that we feel would be helpful to others.

If you have a question that has not been covered in this site we would like to hear from you. You may use the "Ask the Director" section of our site to forward your question or comments to us.

If you would prefer to call us on the telephone, our staff would be pleased to provide an answer to any funeral related matter you may have. If we do not have the answer immediately, we will find it for you and contact you the minute the information is in our hands.

1. Can I have a viewing and a funeral and still be cremated?
 
2. What is the difference between a guaranteed and non guaranteed funeral trust?
 
3. Which type of trust is better?
 

Question #1Can I have a viewing and a funeral and still be cremated?
Answer:Yes.  This type of service is very common.  Most funeral homes have special cremation caskets that are made for this very type of service.  The funeral would take place exactly the same way a traditional funeral would take place.  The only difference would be at the end of the service the deceased would be cremated and not buried.

Question #2What is the difference between a guaranteed and non guaranteed funeral trust?
Answer:With a guaranteed funeral trust you get exactly what you arranged for, regardless of what the balance of the trust is.  Excess funds stay with the funeral home, but, if there is a short coming the family is not required to pay.  

With non guaranteed trusts any excess funds are returned to the family, but, if there is a short coming of funds the family is required to pay the difference.

Question #3Which type of trust is better?
Answer:There are two schools of thought on this.  Many funeral homes will use non guaranteed trusts and tout the fact that excess funds are returned, but, they usually fail to mention that the family will be required to pay more if there is a shortcoming of funds at the time of death.

The only way to guarantee that you will get exactly what you arranged for and never have to pay anything additional is to use a guaranteed trust.  Sometimes there is an excess that the funeral home will keep and sometimes there is a shortcoming that the funeral home will absorb.  But the bottom line is that you will get exactly what you paid for with no risk of further charges.

We offer both types of trusts at Cummings Funeral Home.  We explain both options when making a prearrangement and allow the family to chose what is right for them.

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Proudly Serving the Communities of Kane, Mt. Jewett, Ludlow, Wilcox, Hazel Hurst, James City, Wetmore Twp, Hamlin Twp., Marvindale, and Clermont
814-837-8370 Cummings Funeral Home, Inc. - Kane | 151 Greeves St. | Kane, PA 16735 | Fax: 814-837-8886 | Email: cummingsfuneralhome@msn.com Cummings Funeral Home, Inc. - Mt. Jewett | 10 E. Main St. | Mt. Jewett, PA 16740 | Fax: | Email: 814-837-8370 Cummings Funeral Home, Inc. - Kane | 151 Greeves St. | Kane, PA 16735 | Fax: 814-837-8886 | Email: cummingsfuneralhome@msn.com 814-837-8370 Cummings Funeral Home, Inc. - Kane | 151 Greeves St. | Kane, PA 16735 | Fax: 814-837-8886 | Email: cummingsfuneralhome@msn.com 814-837-8370 Cummings Funeral Home, Inc. - Kane | Cummings Funeral Home, Inc. - Kane | 151 Greeves St. | Kane, PA 16735 | Fax: 814-837-8886 | Email: cummingsfuneralhome@msn.com